Investments

Festgeld / Fixed-Term Deposits

Time deposits placed with banking institutions, with principal, rate, term and maturity reported in the portal.

What a fixed-term deposit is

Capital is placed for a defined term at an agreed rate with an institution. Early termination, if allowed, may reduce interest or incur costs.

Each deposit stores institution, principal, rate, start, maturity, frequency and estimated interest.

Day-count, compounding and payment frequency are configurable so bank-specific rules can be added later.

Deposit-protection schemes depend on the actual bank and jurisdiction. This website does not claim a guarantee unless later documented by the firm.

Funds are typically locked until maturity and may be denominated in EUR, USD, CHF or GBP.

Is Festgeld the same as available cash?

No. It is a separate portfolio category with its own term and interest terms.

Eurotrust

Investments are executed by the brokerage at external venues and then recorded in the client portal. Returns are not guaranteed.